"General Liability Insurance serves as the foundation of most commercial insurance programs, providing broad protection against common business risks that could result in significant financial exposure. This coverage protects businesses against claims for bodily injury, property damage, and personal injury that occur in connection with business operations.
The insurance typically covers legal defense costs, settlements, and judgments arising from incidents such as customer injuries on business premises, damage caused by business operations to third-party property, and various forms of personal injury including libel, slander, or wrongful eviction. Product liability coverage may also be included for businesses that manufacture or sell products.
KAMFS Inc. emphasizes the importance of general liability insurance because these exposures exist for virtually every business, regardless of size or industry. A customer slip-and-fall incident, accidental property damage during service delivery, or an advertising-related claim can result in costly legal proceedings that could threaten business viability without proper insurance protection.
We work with our clients to determine appropriate coverage limits based on their specific operations, location factors, and industry standards. Businesses with higher public interaction, those operating from commercial premises, companies providing services at customer locations, and organizations involved in manufacturing or product sales typically require careful attention to their general liability coverage structure and limits."
"General Liability Insurance serves as the foundation of most commercial insurance programs, providing broad protection against common business risks that could result in significant financial exposure. This coverage protects businesses against claims for bodily injury, property damage, and personal injury that occur in connection with business operations.
The insurance typically covers legal defense costs, settlements, and judgments arising from incidents such as customer injuries on business premises, damage caused by business operations to third-party property, and various forms of personal injury including libel, slander, or wrongful eviction. Product liability coverage may also be included for businesses that manufacture or sell products.
KAMFS Inc. emphasizes the importance of general liability insurance because these exposures exist for virtually every business, regardless of size or industry. A customer slip-and-fall incident, accidental property damage during service delivery, or an advertising-related claim can result in costly legal proceedings that could threaten business viability without proper insurance protection.
We work with our clients to determine appropriate coverage limits based on their specific operations, location factors, and industry standards. Businesses with higher public interaction, those operating from commercial premises, companies providing services at customer locations, and organizations involved in manufacturing or product sales typically require careful attention to their general liability coverage structure and limits."